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NYS DBL
New York State law mandates most employers to provide disability coverage for their employees (there are some exceptions for Sole Proprietors). NYS DBL provides coverage for eligible wage earners who are incapacitated due to illness or disability as the result of a non-occupational injury.
Bene-Care can help you provide a NYS disability program that will protect employees from financial hardship as the result of a disability. The cost of NYS DBL is low relative to the protection it provides in the event of a disability. We work with the leading insurance carriers to provide a variety of paycheck protection products that may be purchased on an employer paid, employee paid, or hybrid basis in which costs are shared between the employer and employee.
Do you have questions regarding disability protection? Ask Bene-Care about the various options available including:
- Standard NYS Disability
- Enhanced NYS Disability (provides 2x the coverage at minimal cost)
- Supplemental disability coverage